At The Garrett State Bank, we will customize a mortgage loan to fit your needs. Whether you are buying, building, refinancing or renovating your home, we will help make your financing easy.
We offer a wide variety of mortgage products:
|Conventional||Fixed Rate Mortgage
Adjustable Rate Mortgage (ARM)
|Jumbo Loans||Loan Amounts above $417,000
Fixed Rate Mortgages
Adjustable Rate Mortgages (ARM)
|Specialty Loans||Bridge Loans
Building Lot Loans
100% Financing Homes (FMHA)
|Construction Loans||Construction Loans made easy.
Interest Charged During Construction Term
Same Rate as Permanent Mortgage or Lower
|Bi-Weekly Payment Option||By paying your loan payments every 2 weeks you can save a lot of money by not paying as much interest.
|Financial Calculators||Find out which of our financial calculators will be most helpful in estimating a loan.
Mortage Loan Rates
What To Bring
Call any of our 3 locations and ask to speak with a loan officer.
Names and addresses of past and present employers (2 years)
Names, addresses, account number and balance on all loans
W-2 earnings statement (2 years)
Federal Tax Returns (2 years)
Pay stubs from employers (most recent 30 days)
Copy of driver's license
2 months' checking and savings statements and account numbers
Loan information on all real estate owned and rental agreements
Purchase agreement, MLS printout, legal description
If a refinance, prior title work, current mortgage statement, insurance declaration page and survey (if available)