Jumbo Loans

Specialty Loans

Construction Loans

Bi-Weekly Payment Option

Financial Calculators

Loan Rates

What To Bring 




At The Garrett State Bank, we will customize a mortgage loan to fit your needs. Whether you are buying, building, refinancing or renovating your home, we will help make your financing easy.


We offer a wide variety of mortgage products:


Conventional Fixed Rate Mortgage
Adjustable Rate Mortgage (ARM)
Jumbo Loans Loan Amounts above $417,000
Fixed Rate Mortgages
Adjustable Rate Mortgages (ARM)
Specialty Loans Bridge Loans
Building Lot Loans
100% Financing Homes (FMHA)
Second Residences
Investor Loans
Alternative Financing
Construction Loans Construction Loans made easy.
Interest Charged During Construction Term
Same Rate as Permanent Mortgage or Lower
Bi-Weekly Payment Option By paying your loan payments every 2 weeks you can save a lot of money by not paying as much interest.
Financial Calculators Find out which of our financial calculators will be most helpful in estimating a loan.

Mortage Loan Rates


What To Bring



Call any of our 3 locations and ask to speak with a loan officer.


Names and addresses of past and present employers (2 years)

Names, addresses, account number and balance on all loans

W-2 earnings statement (2 years)

Federal Tax Returns (2 years)

Pay stubs from employers (most recent 30 days)

Copy of driver's license

2 months' checking and savings statements and account numbers

Loan information on all real estate owned and rental agreements

Purchase agreement, MLS printout, legal description

If a refinance, prior title work, current mortgage statement, insurance declaration page and survey (if available)


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