Checking

Personal Checking Options

Choose a checking account with the unique features that best suit your own personal needs. You will have access around the clock by automated teller machines. Simplify your purchasing with a Debit MasterCard that works just like a check at millions of merchants worldwide. Receiving cancelled checks makes it easier when you need proof of payment. Overdraft protection options from a savings account or Redi-reserve loan may be for you (applications may be required).

Mainstreet Green Checking

Environmenally friendly, a no frills account with unlimited check writing, no transaction limitations, plenty of free services and recycled checks are available for this account.

Minimum Opening Deposit $50.00
Free - Monthly Maintenance Fee
Free - Transaction Fee
Free - Online Banking
Free - Online Bill Payment
Free - Check Images Online
Free - Debit Card
Free - Notary Service
Unlimited Check Writing
E-Statements - Required - Paper statements are available for a $2.00 monthly service fee.
Direct deposit - Required - $4.00 monthly fee if no direct deposit.
No minimum balance to avoid monthly maintenance fee.
.25% interest rate discount on installment loans with an automatic payment.
Unlimited Debit Card usage

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Mainstreet Silver Checking (Age 55 and Over)

For customers age 55 or over, with additional perks and unlimited check writing.

Minimum Opening Deposit - $50.00
$200 minimum balance to avoid monthly maintenance fee.
Free - Transaction Fee
Free - E-statements
Free - Online Banking
Free - Online Bill Payment
Free - Check Images Online
Free - Debit Card
Free - First 50 Checks
Free - Small Safe Deposit Box for 1 year
Unlimited Check Writing
Monthly Maintenance Fee of $4 - waived with direct deposit, e-statement or minimum daily balance.
.25% interest rate discount on installment loans with automatic payment.
Unlimited Debit Card usage

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Mainstreet Green Advantage Checking

Our environmentally friendly account with the benefit of earning interest. Unlimited check writing, no transaction limitations and recycled checks are available for this account.

Minimum opening deposit - $100.00
$1,000 minimum balance to avoid monthly maintenace fee.
Earn interest on your money with minimum requirements.
Free - Online Banking
Free - Online Bill Payment
Free - Check Images Online
Free - Debit Card
E-statements - Required - Paper statements are available for a $2.00 monthly service fee.
Direct Deposit - Available
Monthly Maintenance Fee - $8.00
Monthly Transaction Fee - $.25 per check/debit (if below minimum daily balance)
.25% interest rate discount on installment loans with automatic payment.
Unlimited Debit Card usage

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Mainstreet Gold Checking

A complete checking account that rewards you for your total account relationship with unlimited check writing

Minimum Opening Deposit - $100.00
Monthly interest on balances over $1,000.00 - Premium rate on higher tiered balances.
Free - Mainstreet "Gold" checks
Free - Small Safe Deposit Box
Free - E-statements
Free - Online Banking
Free - Online Bill Payment
Free - Check Images Online
Free - Debit Card
Direct Deposit - Available
$25,000 or more in Savings, CD's or IRA Accounts - waives monthly maintenance fees.
Monthly Maintenance Fee - $10.00
.25% interest rate discount on installment loans with automatic payment.
Unlimited Debit Card usage

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