Checking

Mainstreet Green Checking

Mainstreet Silver Checking

Mainstreet Green Advantage Checking

Mainstreet Gold Checking

 

Personal Checking Options

Choose a checking account with the unique features that best suit your own personal needs. You will have access around the clock by automated teller machines. Simplify your purchasing with a Debit MasterCard that works just like a check at millions of merchants worldwide. Viewing check images makes it easier when you need proof of payment. Overdraft protection options from a savings account or Redi-reserve loan may be for you (applications may be required).

 

Mainstreet Green Checking

Environmenally friendly, a no frills account with unlimited check writing, no transaction limitations, plenty of free services and recycled checks are available for this account.

  • Minimum Opening Deposit $50.00
  • $4 Monthly Maintenance Fee waived with direct deposit.  
  • Free - Transaction Fee
  • Free - Online Banking
  • Free - Online Bill Payment
  • Free - Check Images Online
  • Free - Debit Card
  • Free - Notary Service
  • Unlimited Check Writing
  • E-Statements - Required - Paper statements are available for a $2.00 handling fee.
  • Direct deposit - Required - $4.00 monthly fee if no direct deposit.
  • No minimum balance to avoid monthly maintenance fee.
  • .25% interest rate discount on installment loans with an automatic payment.  
  • Unlimited Debit Card usage
  • Direct deposit fee waived to student's with school ID up to age 25.

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Mainstreet Silver Checking (Age 55 and Over)

For customers age 55 or over, with additional perks and unlimited check writing.

  • Minimum Opening Deposit - $50.00
  • $200 minimum balance to avoid monthly maintenance fee.
  • Free - Transaction Fee
  • Free - E-statements
  • Free - Online Banking
  • Free - Online Bill Payment
  • Free - Check Images Online
  • Free - Debit Card
  • Free - First 50 Checks
  • Free - Small Safe Deposit Box for 1 year
  • Unlimited Check Writing
  • Monthly Maintenance Fee of $4 - waived with direct deposit, e-statement or minimum daily balance.
  • .25% interest rate discount on installment loans with automatic payment.
  • Unlimited Debit Card usage 

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Mainstreet Green Advantage Checking

Our environmentally friendly account with the benefit of earning interest.  Unlimited check writing, no transaction limitations and recycled checks are available for this account.

  • Minimum opening deposit - $100.00 
  • $1,000 minimum balance to avoid monthly maintenace fee.
  • Earn interest on your money with minimum requirements. 
  • Free - Online Banking
  • Free - Online Bill Payment
  • Free - Check Images Online
  • Free - Debit Card 
  • E-statements - Required - Paper statements are available for a $2.00 monthly service fee.
  • Direct Deposit - Available
  • Monthly Maintenance Fee - $8.00
  • Monthly Transaction Fee - $.25 per check/debit (if below minimum daily balance)
  • .25% interest rate discount on installment loans with automatic payment.
  • Unlimited Debit Card usage

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Mainstreet Gold Checking

A complete checking account that rewards you for your total account relationship with unlimited check writing

  • Minimum Opening Deposit - $100.00
  • Monthly interest on balances over $1,000.00 - Premium rate on higher tiered balances. 
  • Free - Mainstreet "Gold" checks
  • Free - Small Safe Deposit Box
  • Free - E-statements
  • Free - Online Banking
  • Free - Online Bill Payment
  • Free - Check Images Online
  • Free - Debit Card
  • Direct Deposit - Available
  • $25,000 or more in Savings, CD's or IRA Accounts - waives monthly maintenance fees.
  • Monthly Maintenance Fee - $10.00
  • .25% interest rate discount on installment loans with automatic payment. 
  • Unlimited Debit Card usage

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