Checking
Personal Checking Options
Choose a checking account with the unique features that best suit your own personal needs. You will have access around the clock by automated teller machines. Simplify your purchasing with a Debit MasterCard that works just like a check at millions of merchants worldwide. Receiving cancelled checks makes it easier when you need proof of payment. Overdraft protection options from a savings account or Redi-reserve loan may be for you (applications may be required).
- Minimum opening deposit $100.00
- Unlimited check writing
- No service fee with a combination of $25,000 or more in savings, certificates, or IRA account deposits
- A $8.00 service fee will be charged if your combined balances fall below $25,000
- Earns interest on balances over $1,000
- ¼% interest rate discount on installment loan with an automatic deduction
- Free personalized basic checks
- Free small safe deposit box
- Notary services at no charge
- Unlimited ATM withdrawals
- Minimum opening deposit $100.00
- Unlimited check writing and no service fee with a reoccurring direct deposit such as payroll, retirement proceeds or Social Security payments.
- ¼% interest rate discount on installment loans with automatic deduction
- Unlimited ATM withdrawals
Free Checking
Ideal for a customer looking for a no frills account with unlimited check writing & debit card. Minimum opening deposit $100.00
- Maintenance fee – FREE
- Minimum balance fee – FREE
- Transaction fee – FREE
- Unlimited ATM withdrawals
- Minimum opening deposit $100.00
- Unlimited check writing and no service fee with a $1,000 minimum balance
- A $5.00 service fee and a 25 cent per transaction fee will incur if the balances go below $1,000
- Earns interest on all balances
- Unlimited ATM withdrawals
