Refinance Lending


You’re looking to save some money—who isn’t? In some cases, refinancing your mortgage loan and/or consolidating other payments into your home’s equity can save you a lot of money over the life of your loan.

Fixed Rate Mortgage

Fixed Rate Loans allow your principal & interest payment to remain the same throughout the term.

Adjustable-rate Mortgage (ARM’s)

Adjustable Rate loans allow for a lower initial interest rate.

Our Benefits

  • Competitive Rates
  • Were Local, so your loan is handled by your Hometown Lender
  • Multiple Repayment terms available
  • Quick Turnaround
  • Bi-weekly payment options

Ready to get started? Contact us today or stop by one of our Garrett State Bank Locations.

Meet the Garrett State Bank Team

Meet Our Team

Our experienced staff dedicated to assist you with your personal and business goals.

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What Do I Need To Get Started?

Free Credit Reports

Free Credit Reports

Check Your Credit to know where you stand.

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Financial calculators


Personal financial calculators to help you make the most of your money.

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