Personal Savings

Savings Accounts

Savings, Money Market & CDs

Earn interest with one of our savings accounts to achieve your financial goals. 

Product Features Regular Savings Money Market Deposit Account Individual Retirement Account (IRA) Christmas Club Certificate of Deposit

Description

Designed for people who wish to save for a general or specific financial goal.**

A savings account designed for customers who have larger sums of cash available.**

Variable fixed rate IRA accounts are tax deferred saving accounts designed for anyone younger than 70 1/2 years of age receiving earned income.

A special purpose savings allowing you to make deposits when it's convenient.

We have certificate terms from as little as 91 days to 60 months to meet most investor needs.

Minimum Balance to Open

$100
$25 child

$2,000

Varies

$5

$500

Monthly Maintenance Fee

$2 if balance fails below $200

$8 service fee if account balance fails below $2,000

None

None

None

Minimum Balance To Avoid Maintenance Fees

$200*
Minimum daily balance

$2,000
Minimum daily balance

None

None

None

Activity Fees

None

$5 fee per item in excess of 6 debits

None

Early withdrawal penalty may apply

Early withdrawal penalty may apply

Earns Interest

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Interest Paid

Calculated daily; Compounds when paid

Tiered calculated daily; Compounds when paid

Varies

At maturity

Compounds quarterly

Benefits

  • Automatic Direct Deposit
  • Combined Statement
  • FDIC Insured
  • Automatic Direct Deposit
  • Competitive Rates
  • Combined Statement
  • FDIC Insured
  • Automatic Direct Deposit
  • Roth and Educational IRAs
  • Self-Directed IRAs
  • 18-month variable IRAs
  • FDIC Insured
  • Small additional deposits allowed
  • Automatic Direct Deposit
  • Interest paid at maturity
  • FDIC Insured
  • Earns higher rate than regular saving accounts
  • Automatic Interest Direct Deposit
  • FDIC Insured

 

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* Fee waived for individuals 18 years or younger.

** Federal Reserve Bank Regulation D requires all banks to limit the number of withdrawals and transfers from these accounts. Refer to "Your Deposit Account" Truth inSavings Disclosure.