Business Agricultural  Lending

Agricultural Lending

Whether you are a small operator just getting started or an established farm working thousands of acres, Garrett State Bank’s agricultural lenders will take the time to understand your farm needs.

Real Estate Loans

If you are looking to purchase new property or refinance your current farm we have a loan to fit your needs.

  • Purchase, refinance, or build a new building
  • No application fees
  • Various rate options available
  • Up to 20-year amortization
  • No pre-payment penalties

Equipment Financing

Whether you need replace your farm machinery, vehicles, or other equipment we offer a loan program to fit your needs.

  • Flexible terms
  • Various Rate Options & terms
  • No pre-payment penalties

Operating Lines of Credit & Working Capital

We offer loans to help finance your growth short term and long term. Lines of credit are used to help fund the gaps while you store your crops or need help in operation expenses till harvest.

  • Only charged for the $ you use
  • Various Rate Options
  • No pre-payment penalties

Ready to get started? Contact us today or stop by one of our Garrett State Bank Locations.